FROM THE PAPERS
Synopsis: Short summaries of articles we think you will find useful from some of the weekends broadsheets. At the end of each summary is a link to take you directly to the relevant article. Please see Helpful Hints at the end of the bulletin.
Date posted: Monday, March 31, 2014
ARTICLES
Financial Times:” Rules on primary property relief set to tighten”. The government has revealed details of a plan to overhaul capital gains tax (CGT) on property profits in a move that could affect UK residents who own more than one home.
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The Times:” Act now to save £45,000 before the tax year ends”. Investors should look to exploit as many breaks as they can before Saturday
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The Times:” Get ready for a top-up”. Banks have started issuing details of their New Isa (Nisa) products, which are set to replace Isas in July.
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The Times:” The pension revolution: your questions answered”. From annuities to drawdown, we round up responses to readers’ queries
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The Times:” Money Made Easy: Five-minute guide to… pension charges cap”. MILLIONS of savers will benefit from a 0.75% cap on workplace pension charges that will apply from April next year — although many workers could find themselves still paying a lot more than that.
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The Times:” Ways to generate an income in retirement”. THE first wave of changes to pensions took effect last week, with a relaxation in the rules covering income drawdown.
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The Times:” Change comes too late for 1m”. The budget may have been a victory for future pensioners, but an army of people who bought annuities with measly payouts in the past few years have been left furious that they will be unable to benefit.
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The Times:” Treasury backtracks on new rules for small pots”. THOUSANDS of savers will have to wait up to a year to receive their pension savings as the government faces a humiliating climb-down over its pledge to allow those with small pots to unlock their cash.
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The Times:” Get on your marks for the annual Isa dash “. The clocks go forward this weekend, which some people will see as an hour less in bed and others as a reminder that they cannot be caught napping before the tax year ends on April 5. It’s use it or lose it time if you have yet to invest in an individual savings account (Isa).
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The Times:” Desperately seeking financial advice”. The recent Budget changes to pensions and Individual Savings Accounts (Isas) mean that people are being given more freedom to manage their financial affairs.
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The Times:” Consider investment trusts for your Isa”. This year’s Isa season is set to be a bumper one for investment trusts. For many years they languished in the shadow of more heavily-promoted unit trusts, and became known as the City’s best-kept secret.
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The Times:” Avoiding tax ‘is not role of accountants'”. General accountants are under no obligation to advise clients to enter aggressive tax avoidance schemes, the Court of Appeal has ruled.
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The Times:” Should you quit your gold-plated pension?”. Rarely has a Budget announcement been greeted with such rapturous applause as the Chancellor’s pledge to give investors the freedom to use their pension funds any way they want. Yet, while much of the nation cheered, millions of savers in final salary schemes were left wondering whether they would be able to join the pension’s revolution.
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The Times:” Take the right route to a rich retirement”. While there has been much fanfare over the Chancellor’s changes to pensions, announced in the Budget last week, notably changes to annuity rules and the option to take pension pots as cash, less attention has been paid to those who are about to retire or have done so in recent weeks.
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The Telegraph:” How to tap into your small pension pots”. New pension rules allow you to tidy up your small pension pots – and take some as cash
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The Telegraph:” Pensions could rescue interest-only mortgage borrowers”. Borrowers with no repayment vehicle in place are hoping lenders will allow them to extend their interest-only deal until they can access their pension pot
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The Telegraph:” How to invest pension money – and the returns to expect”. Now that millions of pension savers are no longer effectively forced to buy an annuity, we highlight expected returns from the alternatives
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The Telegraph:” Will pension reforms boost buy-to-let? “. Experts have suggested the buy-to-let market will benefit from the pension reforms
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HELPFUL HINTS
1. LINKS TO ARTICLES:
We have now provided direct links to the articles referred to in the article. These can be accessed by click on the “To go directly to the article click here” at the end of each article summary
2. REQUIREMENT TO SUBSCRIBE TO SITES:
As some Opus Gold users will be aware, many of the broadsheet newspapers that are traditionally covered in our From the Papers bulletin, are changing (or have changed) their free online access to articles.
Currently the Financial Times and Weekend Financial Times only allows access to view 8 articles a month free, then requiring the user to subscribe to their online service. From 1 July 2010 The Times, Saturday Times and Sunday Times articles are no longer available for free online. Instead a daily or monthly fee will have to be paid to access the articles.
We are aware of the inconvenience this will cause to our users. Unfortunately, due to the stringent copyright rules enforced by the newspapers we are not allowed to copy the articles onto our bulletin to make them available to Opus Gold users, thus our only option is to put a direct link to the article on the newspapers own website.
Although we will continue to produce From the Papers bulletins linking to these articles, users should be aware that access to many will now be blocked unless a personal subscription to the newspapers site is taken.
Once again we apologise for this inconvenience but this is something outside of our control.
QUICK LINKS
FINANCIAL TIMES, TIMES + SUNDAY TIMES, TELEGRAPH + SUNDAY TELEGRAPH, GUARDIAN + GUARDIAN WEEKLY + MONEY OBSERVER + OBSERVER, INDEPENDENT + INDEPENDENT ON SUNDAY, SCOTSMAN + SCOTLAND ON SUNDAY + EDINBURGH EVENING NEWS, DAILY MAIL + MAIL ON SUNDAY + (LONDON) EVENING STANDARD + THIS IS MONEY.
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