DWP – BETTER WORKPLACE PENSIONS: PUTTING SAVERS’ INTERESTS FIRST

October 23, 2014Posted in NewsWritten by opusgold

PENSIONS – AUTOMATIC ENROLMENT/AUTOMATIC ENROLMENT Synopsis: The DWP has issued a consultation paper putting forward Governments proposals along with draft Regulations for consultation. Date posted: Wednesday, October 22, 2014 The DWP has issued a “Better workplace pensions: putting savers’ interests first” consultation paper putting forward Governments proposals along with draft Regulations for consultation. The consultation period will […]

NATIONAL INSURANCE FUND TO GO BUST?

October 20, 2014Posted in NewsWritten by opusgold

Synopsis: The Centre for Policy Studies (CPS) has published a paper examining the finances of the National Insurance Fund. The CPS says that the fund will run out of money imminently and that the situation offers an opportunity both to scrap NICs and to revisit the idea of a single combined earnings tax, covering income […]

NEST PUBLISHES ITS SIP FOR 2014/15

August 19, 2014Posted in NewsWritten by opusgold

PENSIONS – AUTOMATIC ENROLMENT/AUTOMATIC ENROLMENT Synopsis: NEST has issued an updated Statement of Investment Principles for the year to 1 April 2015. Date posted: Friday, August 15, 2014 NEST has issued an updated Statement of Investment Principles (SIP) for the year to 1 April 2015. The update has been based on evidence and NEST’s experiences from the […]

NEW PENSION TAX RULES AND MEANS TESTING

June 18, 2014Posted in NewsWritten by opusgold

PENSION ADVICE STRATEGIES Synopsis: The increased retirement benefit flexibility, due to be introduced from April 2015, will mean that advisers need to have an understanding of the potential impact on means testing. Date posted: Friday, June 13, 2014 It is important to understand how uncrystallised pension rights impact on a member’s ability to claim certain […]

Life Cover by Opus Gold

March 24, 2014Posted in NewsWritten by opusgold

Did you know that your business can pay the premiums for your life cover so you don’t have to. See our short video on how much tax this can save you; mortgage and family protection does not have to be taxing.

Customer Feedback

February 19, 2014Posted in NewsWritten by opusgold

We wanted to share with you this recommendation we received on LinkedIn: “Simon has been a fantastic support to us. he has helped us with pensions and life assurance. so far all our investments have done amazingly well. the best advice we ever had from Simon was to take out key man insurance and when I […]

FTSE 100 CHANGES

December 23, 2013Posted in NewsWritten by opusgold

Synopsis: FTSE International, the index setters of the FTSE 100 and other UK FTSE indices, have announced the latest revision of index constituents. Date posted: Friday, December 13, 2013 FTSE International has announced its latest quarterly recasting of the FTSE 100 and FTSE 250 indices, due to take effect from 23 December 2013. Those expelled […]

CAN DIVIDEND PAYMENTS CAN BE RECATEGORISED AS EARNINGS FOR TAX PURPOSES?

December 23, 2013Posted in NewsWritten by opusgold

DIVIDENDS Synopsis: Dividend payments are used by many owner/directors as a means of drawing profits from a company with no liability to National Insurance contributions (NICs) and a reduction in income tax. The case of PA Holdings Limited examined the scope for HMRC to re categorise dividends as remuneration for income tax/NIC purposes. Date posted: […]

Auto Enrolment Article in Payroll World

December 4, 2013Posted in News, PublicationsWritten by opusgold

We wanted to share this article on Auto-Enrolment in Payroll World, which we were asked to contribute to. Take a look at the article below, or download the PDF here.

Autumn 2013 Opus Gold Newsletter

October 22, 2013Posted in NewsWritten by opusgold

Our Autumn Newsletter is out now! Take a read by clicking on the image below. Headlines inlcude: The New Married Tax Break Replacement Rates Interest Rates, who do you believe? I’ll have 30% more, please Company year end planning A slightly less premium bond